World Heart Day: 63% fall in health insurance claims for heart disease
Women have shown a sharper fall in the number of claims at 63.8% compared with 62.4% for men. This aligns well with the findings of a recent survey by ICICI Lombard, which claims that nearly 87% women suffering from heart diseases are regular with their health check-ups compared with 74% men. The survey was conducted among 1,493 people across the country, in September 2021.
Among cities, Kolkata has seen the steepest fall of 74.9% in the number of claims, followed by 71.6% for Chennai and 70.6% for Pune. As far as surgeries are concerned, there has been a decrease in both elective and non-elective surgeries during Covid, with the numbers falling by 50.5% and 64.3%, respectively.
Despite the fall in claims numbers for heart diseases, as many as 68% people have bought additional health covers since Covid, while 15% people are planning to increase it. This is probably because in the past two years 69% women and 43% men who were suffering from heart ailment, contracted Covid, while nearly two-thirds of the respondents faced heart-related issues after contracting Covid.
Subsequently, more than two-thirds of the respondents have started eating healthy and exercising regularly to stay fit, claims the survey. Besides, 46% people believe health insurance has become a necessity, while one in three believe health insurance is more important now compared to pre-Covid time.
Payout for women has fallen by 57.1%, for men by 55.2%
|Gender||2019-20||2020-21||2021-22 (till Aug)|
|No. of claims||Payout||No. of claims||Payout||No. of claims||Payout|
Kolkata has seen the sharpest fall of 74.9%
|City||No. of claims||% age fall in
no. of claims
|2019-20||2021-22 (till Aug)|
Source: ICICI Lombard claims data